|
Interest income
|
7 |
18,085 |
11,111 |
| Interest income calculated using the effective interest method |
|
18,045 |
11,080 |
|
Financial assets measured at amortised cost
|
|
16,256 |
10,404 |
|
Financial assets measured at fair value through other comprehensive income
|
|
1,789 |
676 |
|
Other interest income related to financial assets measured at fair value through profit or loss
|
|
40 |
31 |
|
Interest expense
|
7 |
(6,162) |
(2,868) |
|
Net interest income
|
|
11,923 |
8,243 |
|
Fee and commission income
|
8 |
3,590 |
3,439 |
| Fee and commission expense |
8 |
(804) |
(729) |
| Net fee and commission income |
|
2,786 |
2,710 |
|
Dividend income
|
9 |
30 |
28 |
| Result on financial assets and liabilities measured at fair value through profit or loss and foreign exchange result |
10 |
492 |
188 |
| Result on fair value hedge accounting |
22 |
– |
3 |
| Result on derecognition of financial assets and liabilities not measured at fair value through profit or loss |
11 |
15 |
-4 |
| Net allowances for expected credit losses |
12 |
(559) |
(2,016) |
| including: legal risk regarding foreign currency mortgage loans |
|
91 |
(1,246) |
| Operating income |
13 |
119 |
137 |
| Operating expenses |
13 |
(632) |
(641) |
| including: legal risk regarding foreign currency mortgage loans |
|
(497) |
(352) |
| General administrative expenses and depreciation |
14 |
(5,700) |
(5,771) |
| Gains on associates |
15 |
6 |
5 |
| PROFIT BEFORE INCOME TAX |
|
8,480 |
2,882 |
| Income tax expense |
16 |
(1,900) |
(1,163) |
| NET PROFIT |
|
6,580 |
1,719 |
|
1. Attributable to equity holders of the Bank
|
|
6,578 |
1,717 |
|
2. Attributable to non-controlling interests
|
|
2 |
2 |
| Earnings per share (in PLN per share) |
|
|
|
| basic for the period |
17 |
25.06 |
6.54 |
| diluted for the period |
17 |
25.06 |
6.54 |
